There he goes

The transaction fraud become more international (or localized in my case, living in Taiwan). Different names, same method. Should we embrace their lack or creativity?

Dear Friend,
My name is Mr Yung, I work with Taishin International Bank, Taipei Branch, Taiwan.
I have a Business Proposal of Forty Four million Five Hundred Thousand United State Dollars only  ( $44,500,000.00 ) for you to handle with me in my bank.
This is a legitimate transaction with no risk involved if we work according to as planned.
I will need you to assist me in excuting this Business Project from Taiwan to your country.
I need to know if you will be able to handle this with me before I explain to you in details ?
If you are interested , do contact me via :
Kind Regards
Mr Yung.

Should I return "Hi, what a coincidence, I live in Taiwan…?"